Credit bureaus
4 companies in this category, worst grade first. A category says what a company is. Its layer says where it sits in the chain your data travels (Brokers for these), and the scoreboard is arranged by that.
| Grade | Entity | What refusing costs you | Who receives you | Checked |
|---|---|---|---|---|
| EGrade E | Equifax UKData flows toAcxiom UK | You have to ask | Categories only | 18 Sept 2026 |
| EGrade E | TransUnion UK | You have to ask | Categories only | 21 Sept 2026 |
| CGrade C | Experian UK | A setting, depth unverified | Categories only | 29 Aug 2026 |
| CGrade C | TransUnion (US) / TruAudience | A setting, depth unverified | Sold on | 21 Sept 2026 |