Refusing costs you: You have to ask. Who receives you: Categories only.
“If you object to us processing your personal data for direct marketing purposes we will add your name to our suppression list in order to remove you from future direct marketing activities.”
Paste this where the card should sit. It is the live verdict: if the grade changes, the card changes. It loads nothing from anywhere but this site and sets no cookie.
Editors that support oEmbed can paste the entity page's address instead, https://isitsellingme.com/entity/transunion/, and get the same card.