Refusing costs you: A setting, depth unverified. Who receives you: Sold on.
“To make an opt-out request or to limit our use of your sensitive personal information (subject to limitations and exceptions under applicable law), visit Submit an Opt-Out / Limitation Requ…”
Paste this where the card should sit. It is the live verdict: if the grade changes, the card changes. It loads nothing from anywhere but this site and sets no cookie.
Editors that support oEmbed can paste the entity page's address instead, https://isitsellingme.com/entity/transunion-us/, and get the same card.